Crystal Lake Chapter 13 Bankruptcy Attorney

Bankruptcy Guidance You Can Trust Through This Time

Dealing with overwhelming, debilitating debt can be extremely stressful for you and your entire family. Pair that with constant creditor harassment and the stress of your financial situation can be unbearable. If you are interested in exploring the option of filing for Chapter 13 bankruptcy, the reorganization chapter, turn to The Law Office of Timothy Brown for help. Chapter 13 allows individuals like yourself with sufficient income to restructure debt into affordable payments you can handle. Our Crystal Lake Chapter 13 lawyer has a comprehensive understanding of the laws surrounding bankruptcy and can help you address all of your concerns.

Determining Eligibility for Chapter 13

In Chapter 7, you have to pass a means test to determine if you are eligible for filing. However, in Chapter 13, there are different qualifying factors. You will have to prove that you have reliable income which will be sufficient to meet the terms of your repayment agreement. There are many different factors which go into both eligibility and the bankruptcy process, all of which we can help you navigate.

The following types of income may be accepted for a Chapter 13 repayment plan:

  • Property sale proceeds
  • Spousal support
  • Child support
  • Welfare payments
  • Unemployment benefits
  • Workers' compensation
  • Social security benefits
  • Disability benefits
  • Self-employment income
  • Salary or wages from a job

Free Consultation with a Crystal Lake Bankruptcy Attorney

At The Law Office of Timothy Brown, we have more than 10 years of experience in the field of bankruptcy law. For all the years we have been in practice, we have helped both families and individuals eliminate excruciating debt through the bankruptcy process. We are here to work closely with you to determine if Chapter 13 bankruptcy is the right solution for you and if so, to guide you through the process.

If you would like our help, call us today at (815) 569-4110 to schedule an appointment for a free consultation.

Testimonials

  • The Law Office of Timothy Brown Best lawyer we could find.
  • The Law Office of Timothy Brown Consummate professional who guided me through the entire process with ease.
  • The Law Office of Timothy Brown A great listener, very professional and detail oriented.
  • The Law Office of Timothy Brown He lifted a huge burden off my shoulders, and I will forever be indebted to him.
  • The Law Office of Timothy Brown Finally, a lawyer that cares about his clients!
  • The Law Office of Timothy Brown Very professional and kind in a way that made the process a lot easier on us.
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