Stopping Creditor Abuse in Crystal Lake
When you owe money to creditors, you may think that you can be subjected to their methods because you are in debt to them. However, creditors are expected to follow certain laws which regulate the way they treat debtors. While you are legally obligated to pay what you owe, they are not allowed to break the law and harass or abuse you. At The Law Office of Timothy Brown, we can assist you if you are being treated disrespectfully or unfairly by creditors.
Understanding the Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act defines the actions creditors can and can't take against consumers. It helps to regulate what fair treatment is and can answer whether or not you have grounds for a lawsuit. Our Crystal Lake creditor harassment defense lawyer is committed to protecting your rights.
A few examples of steps creditors cannot take against you include:
- Creditors cannot contact you before 8 in the morning or after 9 at night.
- Creditors cannot lie or make untruthful claims to consumers.
- Creditors cannot call persistently when calls go unanswered.
- Creditors cannot threaten you or use rude, foul language.
- Creditors cannot threaten you with legal action.
Have You Been Subjected to Creditor Harassment?
Our Crystal Lake creditor harassment lawyer has more than a decade of experience handling creditor harassment cases for clients like yourself. We are fully educated on both consumer rights and the laws and regulations which prevent creditors from taking advantage of your financial situation. Our top priority is to ensure you understand your rights and see that you are not being abused. If we find that abuse has taken place, you can rely on us to represent your best interests.
We can offer you a free consultation to discuss the details of your situation.