Crystal Lake (815) 788-9511

Life After Bankruptcy in Crystal Lake

Experienced Illinois Bankruptcy Attorney

Many people believe that filing for bankruptcy has an incredible amount of negative aspects to it. This includes the fact that your credit report will reflect bankruptcy for the next 7 years. However, filing for bankruptcy can end a long-term struggle with your finances and allow you and your family to breathe again. At The Law Office of Timothy Brown, our Crystal Lake bankruptcy lawyer can discuss your questions and concerns with you during your first consultation.

Filing for bankruptcy offers a variety of benefits, including:

  • Allowing you to rebuild your credit.
  • Create an affordable payment plan (Chapter 13).
  • Retain most of your exempt property.
  • Ending creditor harassment.

Experience Relief by Eliminating Debt

The main purpose of filing for Chapter 7 bankruptcy is to eliminate your unsecured debt and give you the opportunity to start fresh. With Chapter 13 bankruptcy, you have to make a payment, but you will be able to reorganize your debt and experience a sense of relief. While there will be certain restrictions on your life and your finances, your debts will have been reduced and you will likely feel incredibly free.

Repairing Your Credit

There are many misconceptions about bankruptcy and its negative impact on credit. The truth of the matter is that in most cases your credit was already damaged long before you filed for bankruptcy. Filing for bankruptcy actually gives you the opportunity to repair your credit and rebuild a healthy financial future. Our Crystal Lake bankruptcy lawyer is here to help you navigate the complexities of the bankruptcy process. We truly care about you and want to give you the opportunity to start rebuilding your credit again.

We are prepared to assist you in any way we can! Contact our offices or give us a call at 815-788-9511 if you would like a free consultation to discuss whether bankruptcy is right for you.

Contact Me Today

Law Office of Timothy Brown is committed to answering your questions about Debt Relief, Bankruptcy Litigation, Chapter 7, Chapter 13, Creditor Harassment, Debt Collection Defense, and Foreclosure law issues in Illinois.

I'll gladly discuss your case with you at your convenience. Contact me today to schedule an appointment.