Crystal Lake (815) 788-9511

Cary, IL Bankruptcy Lawyer

Bankruptcy Relief

Are you tired of worrying about your debt problems?  If you meet the basic requirements, the law actually gives you the right to discharge your debts through Chapter 7 bankruptcy.  If you don't qualify for Chapter 7, Chapter 13 Bankruptcy may provide a great alternative. 

If you are looking for a bankruptcy lawyer near Cary, IL, please contact us online or call 815-788-9511 for a free consultation.

Get Out of Debt Fast with Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a fairly quick process.  In most cases, the debt is discharged in about three months.  Creditors are then prohibited from ever collecting on the discharged debt.  As a result, you can get on with your life, debt-free.

If you receive a Chapter 7 discharge, you can permanently eliminate:

  • Charge Card Debts
  • Signature Loans
  • Medical Debts
  • Utility Debts
  • Car loan repossession deficiencies
  • Mortgage loan foreclosure deficiencies
  • Lease debts

Who should file for Chapter 7 Bankruptcy?

Related: Bankruptcy Myths

Related: What about my assets?

Become Debt Free Through Chapter 13 Bankruptcy

Chapter 13 bankruptcy offers the chance to pay-off debt through a court-approved installment plan.  As long as you have sufficient income to propose a feasible plan that meets the court's requirements, you can can get protection from your creditors while being allowed to pay your debt over a period of time.

If you file for Chapter 13 bankruptcy, you can propose a plan that will allow you to:

  • pay a mortgage deficiency
  • pay a car loan deficiency
  • pay back-taxes
  • pay unsecured debt

Related: Can I discharge debt in Chapter 13 bankruptcy?

Related: FAQs about Chapter 13

If you would like to speak with a Cary, IL area Bankruptcy Attorney, please call 815-788-9511 for a free consultation.


Contact Us

Law Office of Timothy Brown is committed assisting individuals in need of Debt Relief, Bankruptcy Litigation, Chapter 7, Chapter 13, Creditor Harassment Defense, Debt Collection Defense, and Foreclosure law issues in Illinois.

We will discuss your case with you at your convenience. Contact us today to schedule an appointment.