Crystal Lake (815) 788-9511
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What Type of Bankruptcy Is Right For Me?
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Crystal Lake Bankruptcy Lawyer
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Highly Rated Bankruptcy Law Firm

We have provided debt relief services to individuals and families in the Northwest Suburbs and the Chicagoland area for over 13 years.  We have a passion for providing effective legal assistance to all of our clients, and we do all we can to get the best results.  At the Law Office of Timothy Brown, you can get the assistance of a highly rated bankruptcy law firm for a reasonable price. 

Crystal Lake Bankruptcy lawyer Timothy Brown helps individuals obtain debt relief.  Contact us online or call our firm at 815-788-9511 for your free evaluation! 

Would you like to put an end to your worries about paying your debts?  Bankruptcy may be an excellent solution.

Chapter 7 Bankruptcy eliminates debt through a relatively simple court process that only takes approximately three-months.  In most cases, creditors are not able to prevent the debt from being discharged.  Chapter 7 bankruptcy gives distressed debtors a Fresh Start.

Chapter 13 Bankruptcy allows individuals to pay their debt over a period of time through a court-approved repayment plan.  In some cases, the individual only has to repay part of their debt.  Chapter 13 bankruptcy often provides a form of debt relief that is superior to other debt relief options.

Get Started: What Type of Bankruptcy is Right for Me?

Bankruptcy Will Immediately Stop Collections

As soon as the bankruptcy case is filed, a powerful injunction (the "automatic stay") goes into effect and immediately prohibits creditors from taking further collection action. This will stop:

  • creditor phone calls
  • wage garnishments
  • lawsuits
  • foreclosures
  • repossessions
Protection of Assets

If you are considering filing for Chapter 7 bankruptcy, you will need to know which exemptions are available to protect your assets.  In some cases, an individual must be willing to surrender certain  assets in order to receive a discharge.  But in many other instances, debtors in Chapter 7 are able to protect all assets by effective use of the available exemption allowances.

Chapter 13 protects all assets, in most cases.  It also allows the individual to surrender assets if the individual wishes to do so.

Rebuilding Your Credit

Many people mistakenly believe that bankruptcy will permanently lower their credit score.  In actuality, most bankruptcy debtors are able to rebuild their credit score within a relatively short period of time.  We will give you detailed instructions that you can use to rebuild your credit at the conclusion of your Bankruptcy case 

HERE IS WHAT WE WILL DO FOR YOU:
  •  We will give you a free consultation and advise you of your best options
  •  We will explain the process and answer your questions
  •  We will provide a free credit report (when you become our client)
  •  We will prepare and file your bankruptcy petition, schedules, and other required forms
  •  We will represent you at the section 341 hearing
  •  We will keep you informed, every step of the way
  •  We will provide detailed instructions for rebuilding your credit at the conclusion of your case

Recommendations

  • "Best Lawyer"

    “I recently used Timothy Brown for my case and was very satisfied with his Work! He is very knowledgeable , dedicated, caring and Reliable! With him you can be assured to win your case - will use him again if needed.” Read On

  • "Consummate professional who guided me through the entire process with ease."

    “Excellent and knowledgeable Attorney. Mr. Brown was a consummate professional who guided me through the entire process with ease. He gave me a more than fair rate and continues to be available even after the discharge for advice on rebuilding credit. Many thanks to him for all he has done. Great... Read On

  • "I would highly recommend him and will use him in the future."

    “Mr. Brown has represented me and my family members in a variety of matters. We have always been pleased with his dedication to our case, his attention to detail, his ability to make time for us, the price of his services and the end result of the case. I would highly recommend him and will use h... Read On

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We would like to help you get out of debt.  We are friendly, honest, and knowledgeable.  Contact us to complete your free evaluation

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Contact Us

Law Office of Timothy Brown is committed assisting individuals in need of Debt Relief, Bankruptcy Litigation, Chapter 7, Chapter 13, Creditor Harassment Defense, Debt Collection Defense, and Foreclosure law issues in Illinois.

We will discuss your case with you at your convenience. Contact us today to schedule an appointment.

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