Meet Our Experienced Crystal Lake Bankruptcy Lawyer
Attorney Timothy Brown provides legal assistance to individuals and businesses in need of debt relief.
Professional & Educational Background
Attorney Timothy Brown received his bachelor's degree from Illinois State University in 1997, with a major in philosophy and a minor in psychology. He went on to study at Thomas M. Cooley Law School, graduating in 2003.
What made you choose a career in bankruptcy law?
As a young attorney, I became aware of a common problem experienced by too many good people. These people, despite their best intentions, had become unable to pay their debts but found themselves at the mercy of creditors who did not care about their personal circumstances and hardships. In many instances, these people had endured the indignity and stress of harassing calls from overzealous collection agencies, lawsuits, wage garnishments, bank account seizures, and property liens. I came to realize that my knowledge and skills could be best used by helping clients avail themselves of one of the most powerful remedies available under the law: bankruptcy debt relief.
In your opinion, what sets your bankruptcy firm apart from other firms in the area?
- I personally provide all legal services to my clients. Many bankruptcy law firms "farm out" much of the work that the client assumes will be performed by the attorney they spoke with at their initial meeting. I never "farm out" the work that I was hired to do.
- My firm is a local law firm in the Northwest Suburbs, with offices in Crystal Lake and Elgin. Many high-volume bankruptcy firms that advertise in your area don't even have an office within a 25-minute drive from your location.
- I am available to meet with you in the evening and on the weekend. You shouldn't have to take off work to meet with me.
- I pride myself on being very accessible to my clients. My clients can call my cell phone to speak with me personally if they would like to ask a question or discuss an issue.
- After the bankruptcy case, I provide a package of services, at no additional charge, that most other bankruptcy law firms do not provide, including: (a) providing strategies and techniques for raising the credit score; (b) meeting, in person, to discuss matters related to rebuilding credit; (c) reviewing with the client, after a certain period of time, the client's credit report to identify items that may need to be corrected.
How do you view your role in the attorney-client relationship?
As the attorney, I have several important roles. In my role as adviser, I always carefully evaluate the client's situation in order to determine the best options for them. I also make sure that my clients understand the applicable law, their rights, and their responsibilities. In my role as advocate, I always do the very best I can to achieve for my client an excellent outcome.
What types of cases do you specifically handle?
I represent clients in Chapter 7 and Chapter 13 cases. I also assist clients with non-bankruptcy strategies, such as debt negotiation and settlement. I also represent clients facing lawsuits (civil litigation) by providing representation in court. I have significant experience in trial court, having tried numerous cases, including bench trials and jury trials. I am licensed to practice in Illinois State and Federal Court, and I am a member of the Federal Trial Bar. I also handle personal injury matters.
In your opinion, what is the most rewarding aspect of your job?
When my clients first come to my office for their initial meeting, they often feel overwhelmed by their debt. By the time they leave, though, they often make comments like, "I feel much better now," "I feel relieved," "I am glad I came to see you," and the like. This "good feeling" often marks the beginning of the bankruptcy case that eventually concludes with the court granting the much-needed bankruptcy relief to my client—a fresh start. Assisting my clients in obtaining this fresh start is the most rewarding part of my job.
What advice do you most often give your clients in bankruptcy?
It pains me to hear that a person in debt is experiencing great stress, feelings of hopelessness, feelings of despair, or sleepless nights. As such, I advise my clients to not agonize or worry over their situation, because the debt relief available, in most situations, will allow them to overcome the difficulty that has caused their distress.