Bankruptcy Can Help You Get Out of Debt

Individuals often find themselves unable to pay their debt due to job loss, reduced pay, an illness, divorce, or unexpected expenses.  Regardless of the reason, if you are not able to pay your debt, you may be eligible to eliminate your debt through Chapter 7 bankruptcy or to become debt free through a Chapter 13 plan.

The Law Office of Timothy Brown is a debt relief law firm that assists individuals get out of debt through bankruptcy, including Chapter 7 bankruptcy and Chapter 13 bankruptcy.  We have helped countless individuals in McHenry, IL and the Northwest Suburbs become debt free.

Contact us by email now or call 815-788-9511 to get your free bankruptcy case evaluation!

Bankruptcy Options

Chapter 7 Bankruptcy allows debtors to obtain a fresh start by eliminating certain kinds of debts.  The types of debts that are typically eliminated through Chapter 7 bankruptcy include credit cards, personal loans, medical bills, utility bills and cell phone debt.  In some cases, old tax debt can even be eliminated.

Chapter 13 Bankruptcy provides a way to repay mortgage arrears, missed car loan payments, tax debt, credit card debt and other unsecured debt.  If the proposed Chapter 13 plan is approved by the bankruptcy court, the debtor can become debt free at the successful conclusion of the Chapter 13 plan.

Find-Out If Bankruptcy is Right for You

As part of the free case evaluation, we will discuss your income, your expenses, your debts, and your assets.  After a thorough review, we will advise you:

• of your available non-bankruptcy options
• whether you qualify to file for Chapter 7 bankruptcy
• whether your assets will be protected in Chapter 7 bankruptcy
• whether, in the alternative, you should file for Chapter 13 bankruptcy
• if applicable, your likely Chapter 13 payment amount

  If you are in the McHenry, IL area and would like to learn your debt relief options, contact us online or call 815-788-9511 to get a free consultation