Chapter 13 Helping You Take Control of Your Financial Future

Crystal Lake Chapter 13 Bankruptcy Attorney

Helping You Take Control of Your Financial Future

Dealing with overwhelming, debilitating debt can be extremely stressful for you and your entire family. Pair that with constant creditor harassment and the stress of your financial situation can be unbearable. If you are interested in exploring the option of filing for Chapter 13 bankruptcy, the reorganization chapter, turn to The Law Office of Timothy Brown for help. Chapter 13 allows individuals like yourself with sufficient income to restructure debt into affordable payments you can handle. Our Chapter 13 lawyer has a comprehensive understanding of the laws surrounding bankruptcy and can help you address all of your concerns.

Contact us online or call (815) 569-4110 for a free review with a Chapter 13 bankruptcy lawyer. We serve Elgin and Crystal Lake.

Determining Eligibility for Chapter 13

In Chapter 7, you have to pass a means test to determine if you are eligible for filing. However, in Chapter 13, there are different qualifying factors. You will have to prove that you have a reliable income which will be sufficient to meet the terms of your repayment agreement. There are many different factors which go into both eligibility and the bankruptcy process, all of which we can help you navigate.

The following types of income may be accepted for a Chapter 13 repayment plan:

  • Property sale proceeds
  • Spousal support
  • Child support
  • Welfare payments
  • Unemployment benefits
  • Workers' compensation
  • Social security benefits
  • Disability benefits
  • Self-employment income
  • Salary or wages from a job

Get a Free Review with a Chapter 13 Bankruptcy Lawyer

At The Law Office of Timothy Brown, we have more than 10 years of experience in the field of bankruptcy law. We have helped families and individuals eliminate excruciating debt through the bankruptcy process. We are here to work closely with you to determine if Chapter 13 bankruptcy is the right solution for you and if so, to guide you through the process.

For counsel in your legal matter reach out to (815) 569-4110 to speak with a Chapter 13 Bankruptcy Attorney. We serve Elgin and Crystal Lake.

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