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Chapter 13 Allows For Manageable Payments

Debtors often use Chapter 13 bankruptcy to obtain relief from monthly debt payments they can no longer afford.  In many instances, a Chapter 13 debtor is only required to pay part of their debt, over a period of three or five years.  Many factors can affect a particular debtor's monthly payment requirements.  But in many instances, the debtor is only required to pay to the creditors, on a monthly basis, the amount that is available after their reasonable and necessary living expenses have been paid.  As a result, the debtor is able to structure their debt in a way that manageable for them.

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Law Office of Timothy Brown is committed assisting individuals in need of Debt Relief, Bankruptcy Litigation, Chapter 7, Chapter 13, Creditor Harassment Defense, Debt Collection Defense, and Foreclosure law issues in Illinois.

We will discuss your case with you at your convenience. Contact us today to schedule an appointment.