Stopping Creditor Calls
When a credit card account or personal loan becomes delinquent, the creditor can initiate collections by calling the debtor to demand payment. While consumer protection laws impose some restrictions on creditor calls, they still are permitted to call you repeatedly. This often causes stress and anxiety, especially if the debtor is unable to pay the debt.
Bankruptcy puts an immediate stop to collection calls. As soon as the creditor learns of the bankruptcy, the collection calls must be terminated.
If you would like to learn how bankruptcy can put a stop to collection calls and other collection actions, call out office for a free consultation.