Crystal Lake (815) 788-9511

How long before you can file again? (Algonquin)

If I previously filed for Chapter 7 bankruptcy, how long do I have to wait to file again?

Under the applicable law, a debtor who previously filed for Chapter 7 bankruptcy must wait eight years before filing again for Chapter 7 bankruptcy.  Sometimes prior filers find themselves in debt trouble again, but are still within the eight year waiting period. 

In such a case, the debtor may wish to file for Chapter 13 bankruptcy protection.  Sometimes, though, the debtor can employ certain strategies to keep the creditors at bay long enough to make it to the eight year anniversary of the prior Chapter 7 filing. 

If you need to file for Chapter 7 bankruptcy a second time, but are unsure of your right to do so, contact us online or call our firm at 815-788-9511.  We'll be happy to provide you with a free case evaluation.

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Law Office of Timothy Brown is committed assisting individuals in need of Debt Relief, Bankruptcy Litigation, Chapter 7, Chapter 13, Creditor Harassment Defense, Debt Collection Defense, and Foreclosure law issues in Illinois.

We will discuss your case with you at your convenience. Contact us today to schedule an appointment.