Crystal Lake (815) 788-9511

Steps to File Chapter 13 Bankruptcy in Algonquin

Chapter 13 Bankruptcy Procedures

The process of filing for Chapter 13 bankruptcy might seem a little complicated at first.  But getting getting a Chapter 13 case approved is not so difficult if the proper steps are followed.   

Contact us or call our firm (815) 788-9511 for a free Chapter 13 case evaluation.

In simplified form, the debtor seeking debt relief in Chapter 13 will need to follow these steps:

  • get a free Chapter 13 case evaluation
  • provide your financial records, such as pay stubs and recent tax returns
  • take the required credit counseling class
  • review with your attorney and sign the prepared bankruptcy forms
  • make your first Chapter 13 payment within 30 days from the case filing
  • attend with your attorney the "meeting of the creditors" conducted by the case trustee
  • let your attorney resolve any objections to your proposed Chapter 13 plan
  • let your attorney work to have your proposed Chapter 13 plan approved by the court
  • complete the debtor education class
  • make all required Chapter 13 payments

Although it requires a commitment of three to five years to successfully complete a Chapter 13 plan, its worth it to finally become debt free!

Contact us or call us at (815) 788-9511 for a free consultation with a Chapter 13 bankruptcy attorney in Algonquin.

Contact Us

Law Office of Timothy Brown is committed assisting individuals in need of Debt Relief, Bankruptcy Litigation, Chapter 7, Chapter 13, Creditor Harassment Defense, Debt Collection Defense, and Foreclosure law issues in Illinois.

We will discuss your case with you at your convenience. Contact us today to schedule an appointment.